Reference · Hungary · 1 July – 31 December 2026
Hungary late payment interest rate
The statutory interest on an overdue B2B invoice in Hungary is 14.00% a year for 1 July – 31 December 2026: Hungary's reference rate of 6.00% plus a margin of 8 points.
Non-euro. B2B rate = MNB base rate on 1 Jul (6.00%, cut 24 Jun 2026) + 8pp (Ptk. §6:155). National reference rate, fixed for the half-year.
- Rate
- 14.00%
- Reference + margin
- 6.00% + 8pp
- Applies
- 1 July – 31 December 2026. Next reset 1 January 2027. Non-euro: invoices in HUF.
- Source
- mnb.hu · verified 9 July 2026
What 14.00% comes to on an unpaid invoice
Simple interest at 14.00% a year on a 365-day year, counted from the day after the payment date.
| Invoice | 30 days | 60 days | 90 days |
|---|---|---|---|
| 2,000,000 HUF | 23,013.70 HUF | 46,027.40 HUF | 69,041.10 HUF |
| 4,000,000 HUF | 46,027.40 HUF | 92,054.79 HUF | 138,082.19 HUF |
| 20,000,000 HUF | 230,136.99 HUF | 460,273.97 HUF | 690,410.96 HUF |
Work out the interest on your invoice
Prefilled with Hungary's statutory rate for 1 July – 31 December 2026. If your contract sets a higher rate, use that instead.
Interest you can claim
92,054.79 HUF
4,092,054.79 HUF with the invoice · 1,534.25 HUF a day
Alongside the rate
When interest starts, and the recovery fee
Interest runs from the day after the payment date in your contract. If the contract sets none, it runs from 30 days after your customer receives the invoice. Agreed payment terms longer than 60 days are only valid if they were expressly agreed and aren't grossly unfair to you.
On top of the interest, you are owed a fixed sum of at least €40 per late invoice for recovery costs. It is due automatically, with no reminder needed, and you can claim reasonable recovery costs above it, such as a collection agency's fees. Hungary sets the fixed sum in HUF; check the national rule for the exact amount.
These are the rules of Directive 2011/7/EU, which every member state applies. National law can be stricter, so check Hungary's own rules before relying on them.
How Hungary compares
Outside the euro area, Hungary builds its rate on its own central bank's rate (6.00%) rather than the ECB's (2.40%). It adds the Directive's minimum of 8 points.
Of the other 26 EU countries, 1 set a higher statutory rate and 25 a lower one. The range runs from 10.00% (Denmark and Sweden) to 14.50% (Romania).
Charging interest is the easy part. Collecting is the work.
DueTrail turns overdue invoices into managed cases with reviewable reminders and promise-to-pay tracking, so your team follows up the same way in Hungary as everywhere else you sell.